Discount Trip Insurance (Regular Stay Policy) is designed for persons travelling on a package/self-catering holidays with durations ranging from 5 to 60 days and provides discount trip insurance. All premiums are subject to the person(s) travelling being under the age of 66.
Discount Trip Insurance is available to people who are living in UK or other EU Countries.
The policy is split into four Areas UK, Europe, Australia/New Zealand and Worldwide.
Summary of the Cover:
|
Title
|
Regular Stay Policy
(Discount Trip Insurance)
|
|
Medical Expenses
|
£5,000,000 *
|
|
Cancellation / Curtailment
|
£1,500 *
|
|
Loss of Deposit
|
£1,500 (£15 Excess)
|
|
Hospitalisation (Pocket Money!)
|
£500 (No Excess)
|
|
Personal Accident
|
£10,000 (No Excess)
|
|
Missed Departure
|
£300 (No Excess)
|
|
Personal Liability
|
£2,000,000 (No Excess)
|
|
Legal Expenses
|
£5,000 *
|
|
Travel Delay/ Delay Cancellation
|
Not Included
|
|
Personal Baggage
|
£1,000 *
|
|
Single Item Limit
|
£100 *
|
|
Money
|
£250 (Cash £100) *
|
|
Loss of Passport
|
£100 (No Excess)
|
|
Delayed Baggage
|
Not Included
|
|
Hijack
|
Not Included
|
|
Mugging
|
Not Included
|
|
Ski Equipment (own)
|
Not Included
|
|
Ski Equipment (hired)
|
Not Included
|
|
Delayed Equipment
|
Not Included
|
|
Ski Pack
|
Not Included
|
|
Piste Closure
|
Not Included
|
|
Excess (Marked by * )
|
£40*
|
Geographical Limits - Area Definitions
| Area - 1 |
UK |
The UK, The Isle of Man and Channel Islands |
| Area - 2 |
Europe |
The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, Republic of Ireland, The Azores and Non-European countries bordering the Mediterranean (excluding Lebanon, Libya, & Israel) |
| Area - 3 |
Australia & NZ |
Australia & New Zealand |
| Area - 4 |
Worldwide |
The Rest of the World |
Notes
| Family is defined as |
Insured and Spouse or common law partner under the age of 66 and up to two dependent children under the age of 16 years. Children may travel at a 50% reduction provided they are accompanied by an insured adult. |
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Discount trip insurance is also referred to as economy travel insurance, budget trip insurance, cheap single trip cover.
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