Comprehensive Travel Insurance for People Aged Over 70
Comprehensive for People Aged Over 70
Schedule of Cover and Limits of Indemnity per Insured Person
All Benefits are stated in UK Pounds
This is a comprehensive travel insurance policy for persons aged 71 to 79 travelling continuously outside the UK for up to 6 months at a time.
Comprehensive travel insurance for over 70 is available to people who are living in UK or other EU Countries at the time of arranging cover.
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PERSON PER
SECTION COVER
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MAXIMUM SUMS INSURED
PER PERSON
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EXCESS PER CLAIM
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| A |
Cancellation or Curtailment
Loss of Deposit |
Up to £2,000 in total |
£250
£40 |
|
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| B |
Emergency Medical Repatriation
& Other Expenses
Including Dental Treatment Limit
Hospital Confinement Benefit |
Up to £5,000,000 in total
Up to £200 in total
Up to £50 per day up to a Maximum of £500 in total
|
£250
£100
Nil |
|
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| C |
Personal Accident
Death
Loss of Limb or Eye
Permanent Total Disablement |
Up to £10,000 (£1,500 if under 18 or over 69) in total
Up to £15,000 (£1,500 if under 18 or over 69) in total
Up to £15,000 (£1,500 if under 18 or over 69) in total |
}
}Nil
} |
|
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| D |
Travel Delay
Abandonment after 24 hours
Missed Departure |
Up to £20 first 12 hours, £10 for each additional 12 hr period up to a maximum of £100 in total
Up to £2,000 in total
Up to £600 in total |
Nil
£50
Nil |
|
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| E |
Personal Possessions
Single Article/Pair/Set Limit
Total Valuables Limit
Spectacles/Sunglasses Limit
Delayed Baggage (excess of 12 Hours |
Up to £2,500 in total including:
Up to £250 in total
Up to £250 in total
Up to £75 in total
Up to £150 in total |
}
}£50
}
}
Nil |
|
|
| F |
Personal Money, Passport and Documents
|
Up to £500 (£250 if under 18) in total
Cash limit carried on any one Insured Person
limited to £150 (£75 if under 18) in total |
}
}£50
} |
|
|
| G |
Extended Kennel/Cattery Fees |
Up to £30 per day up to a Maximum of £300 in total |
Nil |
|
|
| H |
Personal Liability including
Rented accommodation limit |
Up to £2,000,000 in total
Up to £100,000 in total |
Nil |
|
|
| I |
Legal Expenses |
Up to £5,000 in total |
Nil |
|
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| J |
Withdrawal of Services |
Up to £20 after 24 hours, then up to £20 each
Additional period of 24 hour up to a maximum of £200 in total |
Nil |
|
|
| K |
Hijack |
Up to £100 for each 24 hours spent in Hospital up to a maximum of £500 in total |
Nil |
|
|
| L |
Mugging |
Up to £50 for each 24 hours spent in Hospital
up to a maximum of £500 in total |
Nil |
|
|
| M |
Catastrophe |
Up to £500 in total |
Nil |
|
|
| N |
Scheduled Airline Failure |
Up to £1,000 in total |
£50 |
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O - WINTER SPORTS EXTENSION – not included
|
|
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| O1 |
Winter Sports Equipment
Including Single Article/Pair/Set Limit
Delayed Ski Equipment |
Up to £500 in total
Up to £200 in total
Up to £100 in total |
}
}£50
Nil |
|
|
| O2 |
Winter Sports Equipment Hire |
Up to £20 per day up to £200 in total |
Nil |
|
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| O3 |
Ski Pack |
Up to £50 per day up to £400 in total including Ski Pass |
Nil |
|
|
| O4 |
Piste Closure |
Up to £20 per day up to £200 in total |
Nil |
|
|
| O5 |
Avalanche Closure |
Up to £20 per day up to £200 in total |
Nil |
|
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SECTION P – GOLF EXTENSION – (Subject to Additional Premium being paid)
|
|
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| P1 |
Golf Equipment Owned
Single Article/Pair/Set Limit
Delayed Golf Equipment |
Up to £1,000 in total including
Up to £200 in total
Up to £200 in total |
}£50
}
Nil |
|
|
| P2 |
Golf Equipment Hire |
Up to £30 per day up to £300 in total |
Nil |
|
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| P3 |
Golf Pack |
Up to £30 per day up to £300 in total |
Nil |
|
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| P4 |
Golf Course Closure |
Up to £30 per day up to £300 in total |
Nil |
|
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| P4 |
Hole-In-One-Cover (Bar Bill) |
Up to £100 in total |
Nil |
|
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SECTION S – EVENT CANCELLATION EXTENSION – (Subject to Additional Premium being paid)
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|
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| S1 |
Cancellation Prior to Departure |
Up to £100 for unused Event Tickets in total |
Nil |
|
|
| S2 |
Cancellation after Arrival at Destination |
Up to £100 for unused Event Tickets in total
Including up to £50 compensation benefit in total |
}Nil
} |
|
|
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SECTION T – WEDDING EXTENSION – (Subject to Additional Premium being paid)
|
|
|
| T |
Wedding Attire Limit including
Wedding Bands Limit
Wedding Photography/Photo’s
Wedding Gifts
|
Up to £2,000 per Couple in total
Up to £500 per Couple in total
Up to £500 in total
Up to £1,000 in total
|
}
}£50
}
} |
PLEASE NOTE REDUCED SUMS INSURED APPLY TO CERTAIN AGE GROUPS
POLICY EXCESSES ARE APPLIED ON A PER PERSON PER CLAIM BASIS
Geographical Limits - Area Definitions - Comprehensive Travel Insurance for Travellers Over 70
Europe |
Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City.
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Australia and New Zealand
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Mainland Australia, Tasmania, New Zealand and their dependencies.
(Also includes cover for Europe)
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| Worldwide I (excluding) |
Worldwide, excluding United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Japan and Mexico.
(Also includes cover for Europe, Australia and New Zealand)
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| Worldwide II (all countries) |
Worldwide, including United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Japan and Mexico: All countries worldwide.
(Also includes cover for Europe, Australia and New Zealand)
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) based on 65 customer reviews