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Schedule of Comprehensive Cover


COMPREHENSIVE 
SCHEDULE OF COVER AND LIMITS OF INDEMNITY PER INSURED PERSON

If you are aged 66 to 70, an Excess of £100 applies to Sections A and B.
If you are aged 71 to 79, an Excess of £250 applies to Sections A and B.
If you are aged 80 to 84, an Excess of £300 applies to Sections A and B.

All Benefits are stated in UK Pounds 

 

  PERSON PER 
SECTION COVER
MAXIMUM SUMS INSURED 
PER PERSON
EXCESS PER CLAIM
A
Cancellation or Curtailment
Loss of Deposit  
Up to £4,000 in total £50
£20
A1
Scheduled Airline Failure
Up to £1,500 in total £50

A2
Dynamic Packaging Protection 
Up to £1,500 in total £50

B
Emergency Medical Repatriation
& Other Expenses

Including Dental Treatment Limit
 
 

Up to £10,000,000 in total   


Up to £200 in total              



£50


£50


B1
Hospital Confinement Benefit
  
Up to £50 per day up to a Maximum of £500 in total

Nil
C
Personal Accident 
Death
Loss of Limb or Eye   
Permanent Total Disablement

Up to £25,000 (£1,500 if under 18 or over 69) in total
Up to £25,000 (£1,500 if under 18 or over 69) in total
Up to £25,000 (£1,500 if under 18 or over 69) in total

}
}Nil
}
D
Delayed Departure
Abandonment after 24 hours
Up to £20 first 12 hours, £10 for each additional 12 hr period up to a maximum of £100 in total

Up to £4,000 in total



Nil

£50

D1
Missed Departure

Up to £1,000 in total

 

Nil


E
Personal Possessions
Single Article/Pair/Set Limit
Total Valuables Limit 

Delayed Baggage (excess of 12 Hours )

Up to £3,000 in total including:

Up to £300 in total
Up to £300 in total



Up to £150 in total

}

}£50
}



Nil
F
Personal Money, Passport and Documents
Up to £750 (£250 if under 18) in total
Cash limit carried on any one Insured Person
limited to £250 (£100 if under 18) in total
}
}£50
}
G
Extended Kennel  and/or Cattery Fees
Up to £30 per day up to a Maximum of £300 in total Nil
H
Personal Liability including
Rented accommodation limit
Up to £2,000,000 in total   

Up to £100,000 in total
Nil
I
Legal Expenses
Up to £10,000 in total Nil
J Withdrawal of Services
Up to £20 after 24 hours, then up to £20 each 
Additional period of 24 hour up to a maximum of £200 in total   

Nil
K Hijack
Up to £100 for each 24 hours spent in Hospital
up to a maximum of £500 in total  
Nil
L Mugging
Up to £50 for each 24 hours spent in Hospital
up to a maximum of £500 in total  

Nil
M Catastrophe
Up to £500 in total Nil
N Scheduled Airline Failure
As in A1 above £50

SECTION O - WINTER SPORTS EXTENSION – (Subject to Winter Sports Premium being paid)

O1 Winter Sports Equipment
Including Single Article/Pair/Set Limit
 
Up to £750 in total
Up to £250 in total
}
}£50

O2 Winter Sports Equipment Hire     
Up to £30 per day up to £200 in total Nil
O3 Ski Pack including Ski Pass
Up to £50 per day up to £400 in total Nil
O4 Piste Closure
Up to £30 per day up to £200 in total Nil
O5 Avalanche or Landslide Closure
Up to £30 per day up to £200 in total             Nil

SECTION P – GOLF EXTENSION – (Subject to Additional Premium being paid)

P1 Golf Equipment Owned    
Single Article/Pair/Set Limit
Up to £1,000 in total including
Up to £200 in total

}£50
}
Nil
P2 Golf Equipment Hire        
Up to £30 per day up to £300 in total Nil
P3 Golf Pack
Up to £30 per day up to £300 in total Nil
P4 Golf Course Closure
Up to £30 per day up to £300 in total Nil
P5 Hole-In-One-Cover (Bar Bill)
Up to £100 in total Nil

SECTION S – EVENT CANCELLATION EXTENSION – (Subject to Additional Premium being paid)

S1 Cancellation Prior to Departure
Up to £100 for unused Event Tickets in total               Nil
S2 Cancellation after Arrival at Destination
Up to £100 for unused Event Tickets in total
Including up to £50 compensation benefit in total
}Nil
}

SECTION T – WEDDING EXTENSION – (Subject to Additional Premium being paid)

T

Wedding Attire Limit including
Wedding Bands Limit
Wedding Photography/Photo’s
Wedding Gifts     

Up to £2,000 per Couple in total
Up to £500 per Couple in total
Up to £500 in total
Up to £1,000 in total
}
}£50
}
}

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