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Schedule of Cover Winter Sports


Winter Sports
Schedule of Cover and Limits of Indemnity per Insured Person

All Benefits are stated in UK Pounds

 

  PERSON PER 
SECTION COVER
MAXIMUM SUMS INSURED 
PER PERSON
EXCESS PER CLAIM
A
Cancellation or Curtailment
More information

Up to £4,000 in total

£50
B

Emergency Medical & Other Expenses
 


Including Dental Treatment 

More information

Up to £10,000,000 in total 

 

 

Up to £200 in total

£50
 



£50

B1
Hospital Confinement Benefit 
More information

Up to £50 per 24 hours up to a maximum of £500 in total

Nil
C
Personal Accident 
Death
Loss of Limb or Eye   
Permanent Total Disablement
More information
 
 

Up to £25,000 in total*

Up to £25,000 in total*

Up to £25,000 in total*

*(£1,500 if under 18 or over 69)

Nil
D

Delayed Departure

 



Abandonment after 24 hours

More information
 Up to £20 first 12 hours, £10 for each additional 12 hour period up to a maximum of £100 in total 

 

Up to £4,000 in total

Nil

 



£50

D1
Missed Departure
More information

Up to £1,000 in total

£50
E
Baggage

Single Article/Pair/Set Limit
Total Valuable Limit
Spectacles/Sunglasses Limit
Delayed Baggage (Minimum delay of 12 hours)

More information

Up to £3,000 in total
Up to £300 in total
 

Up to £300 in total
 

Up to £300 in total
 

Up to £150 in total

£50

£50
F

Personal Money

 

Passport & Documents

More information

Up to £750 in total* (*£250 if under 18 yrs)
Cash limit for each Insured Person is £250* (*£100 if under 18 yrs)


Passport & Documents up to £250 in total* (*£00 if under 18 yrs)

£50

G
Extended Kennel  and/or Cattery Fees
More information

Up to £30 per day up to a Maximum of £300 in total

Nil

 H

Personal Liability 

including
 

Rented accommodation limit

More information

Up to £2,000,000 in total   

 

Up to £100,000 in total

Nil
I
Legal Expenses & Assistance
More information
Up to £10,000 in total Nil
J

Mugging Benefit

More information

Up to £50 for each 24 hours spent in hospital up to  a maximum of £500 in total

Nil
K
Hijack Cover
More information
Up to £100 for each 24 hours up to a maximum of £500 in total Nil
L
Withdrawal of Services
More information
Up to £20 after 24 hours, then up to £20 each additional period of 24 hours up to a maximum of £200 in total 
Nil
M
Catastrophe
More information
Up to £500 in total Nil

WINTER SPORTS COVER – UP TO AGE 65 ONLY 

Up to 17 days within the policy period covered for Annual Multi-Trip Insurance

O1

Ski Equipment
Single Article/Pair/Set

More information
Up to £750 in total
Up to £250 in total
£50
O2
Ski Equipment Hire     
More information
Up to £30 per day up to £200 in total Nil
O3
Ski Pack
More information
Up to £50 per day up to £400 in total Nil
O4
Piste Closure
More information
Up to £30 per day up to £200 in total Nil
O5
Avalanche or Landslide Closure
More information
Up to £30 per day up to £200 in total Nil

GOLF EXTENSION – (Only applicable if additional premium paid)

P1
Loss of Green Fees
More information
Up to £30 per day up to a maximum of

£300 in total



Nil

P2

Golf Equipment

Single Article/Pair/Set Limit        

More information
Up to £1,000 in total including:

Up to £200 in total

Nil
P3
Liability for Golf Buggies
More information
Up to £2,000,000 Nil
P4
Golf Course Closure
More information
Up to £30 per day up to a maximum of

£300 in total

Nil
P5
Hole-In-One (Bar Bill)
More information
Up to £100 in total Nil

WEDDING/CIVIL PARTNERSHIP COVER (Only applicable if additional premium paid) APPLIES PER INSURED COUPLE

Q1a
Wedding Bands & Gifts 

Single Article/Pair/Set Limit

More information
Up to £1,000 in total

Up to £500 in total

£50
Q1b

Wedding Attire
Single Article/Pair/Set Limit

More information
Up to £1,000 in total

Up to £500 in total

£50
Q2
Wedding Photography/Video
More information
Up to £500 in total £50

SPECIAL EVENTS CANCELLATION OR CURTAILMENT CHARGES COVER (Only applicable if additional premium paid)

R

Cancellation or Curtailment   

More information
Up to limits shown in Section A

Single Ticket Limit £100

£50

FINANCIAL FAILURE PROTECTION AND TRAVEL DISRUPTION   COVER 

S1
Scheduled Airline Insolvency Insurance 
More information
Up to £3,000 £50
S2
End Supplier Insolvency Insurance including Scheduled Airline Insolvency Insurance 
More information
Up to £3,000 £50
S3
Travel Disruption Cover 
More information
Up to £3,000 £50
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