Pre-Existing Medical Conditions

You must be able to agree to the following declaration that applies to You and to anyone Your travel arrangements may depend on such as a Close Relative or Business Associate or travelling companion. If you are not able to agree to this declaration, you will not be covered for any claim relating to such condition unless you have contacted Pre-Screening (see details below).

For You or anyone travelling with You, as far as You know the following apply.

(a)             Nobody is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test.
(b)             Nobody has been seen by a specialist or been admitted to a hospital overnight in the last twelve months.
(c)             Nobody has any breathing or heart problem (including angina) or high blood pressure which has needed treatment (including regular medication) in the last two years.
(d)             Nobody has received treatment, including regular medication, in the last 12 months for any of the following:

• disorder of the blood such as clotting, bleeding or anaemia
• any form of stroke
• Any form of cancer, leukaemia or tumour
• a transplant or dialysis treatment
• any psychiatric illness, stress, depression, anxiety or dementia
• any other pre-existing and on-going medical condition that has required regular medication

(e)             Nobody has been diagnosed by a registered doctor as having a terminal condition
(f)             Nobody has been diagnosed as being pregnant with an expected delivery date within 16 weeks of the trip return date
(g)             I do not know of any reason why the trip is likely to be cancelled or cut short or of any facts that may cause a claim on this insurance

What will happen when you call Health Check
Our trained operators will ask you a few simple questions about your intended holiday and the medical condition. You will be advised as to whether your Pre-existing Medical Condition can be covered, whether there will be an additional premium to pay or any changes to the policy terms and conditions.
This quotation is valid for 14 days from the date given. If cover can be provided, you will be given an acceptance code and a letter will be sent to you upon receipt of payment, detailing the extension of cover. Please read this letter carefully and keep it with your insurance documents as it confirms the terms of the cover. Please note that cover is not effective until you are in receipt of this letter.

What will happen if you do not contact Health Check
If you do not contact Health Check you will not be covered in the event of a claim arising out of your Pre-existing Medical Condition.

CHANGE IN YOUR CIRCUMSTANCES
If after taking out this Insurance You become aware of any circumstances that may give rise to a claim such as changes in Your health or that of a person on whom this insurance may depend (e.g. a Close Relative) You must contact Us and tell Us about the changes as soon as reasonably possible and prior to any trip.

Between the hours of 9am - 5.30pm Monday - Friday
QUOTE: GLOBELINK

In the event of your pre-existing medical condition not being accepted by Pre-Screening Ltd., you have two options. You may accept the policy at the normal premium and accept that you will not be insured for claims relating to your pre-existing medical condition. Alternatively, they may quote an additional premium to include cover for your pre-existing medical condition.