International Travel Insurance
International Travel Insurance (Annual Multi-Trip Plan) most suits person(s)/families who undertake several trips within a 12 months period. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered. You can decide the length of an individual trip, ranging from 17 days to 120 days.
International Travel Insurance is available to people who are living in UK or other EU Countries.
Persons taking the 45 days trip or above option will also receive 17 days Winter Sports and Business cover FREE of charge. The age limit applied to this policy is 65 years at the date of effecting the insurance. All premiums are subject to the person(s) travelling being under the age of 66.
We have alternative policies for people aged up to 74. Please call us on +44 01353 699082 for details.
Summary of the Cover:
| |
PERSON PER
SECTION COVER
|
MAXIMUM SUMS INSURED
PER PERSON
|
EXCESS PER CLAIM
|
|
|
| A |
Cancellation or Curtailment
Loss of Deposit |
Up to £2,000 in total |
£50
£20 |
|
|
| B |
Emergency Medical Repatriation
& Other Expenses
Including Dental Treatment Limit
Hospital Confinement Benefit |
Up to £5,000,000 in total
Up to £200 in total
Up to £50 per day up to a Maximum of £500 in total
|
£40
£40
Nill |
|
|
| C |
Personal Accident
Item 1
Item 2
Item 3 |
Up to £10,000 (£1,500 if under 18 or over 69) in total
Up to £15,000 (£1,500 if under 18 or over 69) in total
Up to £15,000 (£1,500 if under 18 or over 69) in total |
}
}Nil
} |
|
|
| D |
Travel Delay
Abandonment after 24 hours
Missed Departure |
Up to £20 first 12 hours, £10 for each additional 12 hr period up to a maximum of £100 in total
Up to £2,000 in total
Up to £600 in total |
Nill
£50
Nill |
|
|
| E |
Personal Possessions
Single Article/Pair/Set Limit
Total Valuables Limit
Spectacles/Sunglasses Limit
Delayed Baggage (excess of 12 Hours |
Up to £2,500 in total including:
Up to £250 in total
Up to £250 in total
Up to £75 in total
Up to £150 in total |
}
}£50
}
}
Nill |
|
|
| F |
Personal Money |
Up to £500 (£250 if under 18) in total
Cash limit carried on any one Insured Person
limited to £150 (£75 if under 18) in total |
}
}£50
} |
|
|
| G |
Passport, Tickets & Documents |
Up to £100 in total |
Nill |
|
|
| H |
Personal Liability including
Rented accommodation limit |
Up to £2,000,000 in total
Up to £100,000 in total |
Nill |
|
|
| I |
Legal Expenses |
Up to £5,000 in total |
Nill |
|
|
| J |
Withdrawal of Services |
Up to £20 after 24 hours, then up to £20 each
Additional period of 24 hour up to a maximum of £200 in total |
Nil |
|
|
| K |
Hijack |
Up to £100 for each 24 hours spent in Hospital up to a maximum of £500 in total |
Nill |
|
|
| L |
Mugging |
Up to £50 for each 24 hours spent in Hospital
up to a maximum of £500 in total |
Nil |
|
|
| M |
Catastrophe |
Up to £500 in total |
Nill |
|
|
| N |
Scheduled Airline Failure |
Up to £1,000 in total |
£50 |
|
O - WINTER SPORTS EXTENSION – (Subject to Additional Premium being paid)
|
|
|
| O1 |
Winter Sports Equipment
Including Single Article/Pair/Set Limit
Delayed Ski Equipment |
Up to £500 in total
Up to £200 in total
Up to £100 in total |
}
}£50
Nill |
|
|
| O2 |
Winter Sports Equipment Hire |
Up to £20 per day up to £200 in total |
Nill |
|
|
| O3 |
Ski Pack |
Up to £50 per day up to £400 in total including Ski Pass |
Nill |
|
|
| O4 |
Piste Closure |
Up to £20 per day up to £200 in total |
Nil |
|
|
| O5 |
Avalanche Closure |
Up to £20 per day up to £200 in total |
Nil |
|
|
|
SECTION P – GOLF EXTENSION – (Subject to Additional Premium being paid)
|
|
|
| P1 |
Golf Equipment Owned
Single Article/Pair/Set Limit
Delayed Golf Equipment |
Up to £1,000 in total including
Up to £200 in total
Up to £200 in total |
}£50
}
Nill |
|
|
| P2 |
Golf Equipment Hire |
Up to £30 per day up to £300 in total |
Nill |
|
|
| P3 |
Golf Pack |
Up to £30 per day up to £300 in total |
Nill |
|
|
| P4 |
Golf Course Closure |
Up to £30 per day up to £300 in total |
Nill |
|
|
| P4 |
Hole-In-One-Cover (Bar Bill) |
Up to £100 in total |
Nill |
|
|
|
SECTION S – EVENT CANCELLATION EXTENSION – (Subject to Additional Premium being paid)
|
|
|
| S1 |
Cancellation Prior to Departure |
Up to £100 for unused Event Tickets in total |
Nill |
|
|
| S2 |
Cancellation after Arrival at Destination |
Up to £100 for unused Event Tickets in total
Including up to £50 compensation benefit in total |
}Nill
} |
|
|
|
SECTION T – WEDDING EXTENSION – (Subject to Additional Premium being paid)
|
|
|
| T |
Wedding Attire Limit including
Wedding Bands Limit
Wedding Photography/Photo’s
Wedding Gifts
|
Up to £2,000 per Couple in total
Up to £500 per Couple in total
Up to £500 in total
Up to £1,000 in total
|
}
}£50
}
} |
PLEASE NOTE REDUCED SUMS INSURED APPLY TO CERTAIN AGE GROUPS
POLICY EXCESSES ARE APPLIED ON A PER PERSON PER CLAIM BASIS
Geographical Limits - Area Definitions - International Travel Insurance
Europe |
Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City.
|
|
Australia and New Zealand
|
Mainland Australia, Tasmania, New Zealand and their dependencies.
(Also includes cover for Europe)
|
| Worldwide I (excluding) |
Worldwide, excluding United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Japan and Mexico.
(Also includes cover for Europe, Australia and New Zealand)
|
| Worldwide II (all countries) |
Worldwide, including United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Japan and Mexico: All countries worldwide.
(Also includes cover for Europe, Australia and New Zealand)
|
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International travel insurance is also referred to as overseas travel insurance, international student insurance, worldwide trip cover, annual multi trip, long stay cover.
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) based on 65 customer reviews