Annual Multi Trip For People Aged Up to 70

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EU Residents Travel Insurance Policy Options Annual Multi Trip For People Aged Up to 70

Annual Multi Trip For People Aged Up to 70

This Annual Travel Insurance plan is suitable for most Individuals, Couples or Families who undertake several trips within a 12 months period. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered. You can select from a range of options and can even select cover for individual trips of up to 120 days at a time. If you are aged 66 to 70, the individual trip duration is limited to a maximum of 60 days.

People aged up to 65 taking the 45 days trip or above option will also receive 17 days Winter Sports and Business cover FREE of charge.

Annual Multi Trip Available to people who are living in UK or other EU Countries.

We recommend that you select an immediate start date as this will ensure that you are covered for the Cancellation of any pre-booked holiday. Otherwise, if you select the departure date of your first holiday and you have to cancel before your departure, you will not be covered.

ANNUAL MULTI TRIP
SCHEDULE OF COVER AND LIMITS OF INDEMNITY PER INSURED PERSON

All Benefits are stated in UK Pounds

	PERSON PER SECTION COVER	MAXIMUM SUMS INSURED PER PERSON	EXCESS PER CLAIM

A	Cancellation or Curtailment Loss of Deposit	Up to £2,000 in total	£50 £20

B	Emergency Medical Repatriation & Other Expenses Including Dental Treatment Limit Hospital Confinement (Inconvenience)	Up to £5,000,000 in total Up to £200 in total Up to £50 per day up to a Maximum of £500 in total	£50 £50 Nil

C	Personal Accident Death Loss of Limb or Eye Permanent Total Disablement	Up to £10,000 (£1,500 if under 18 or over 69) in total Up to £15,000 (£1,500 if under 18 or over 69) in total Up to £15,000 (£1,500 if under 18 or over 69) in total	} }Nil }

D	Travel Delay Abandonment after 24 hours Missed Departure	Up to £20 first 12 hours, £10 for each additional 12 hr period up to a maximum of £100 in total Up to £2,000 in total Up to £600 in total	Nil £50 Nil

E	Personal Possessions Single Article/Pair/Set Limit Total Valuables Limit Spectacles/Sunglasses Limit Delayed Baggage (excess of 12 Hours	Up to £2,500 in total including: Up to £250 in total Up to £250 in total Up to £75 in total Up to £150 in total	} }£50 } } Nil

F	Personal Money	Up to £500 (£250 if under 18) in total Cash limit carried on any one Insured Person limited to £150 (£75 if under 18) in total	} }£50 }

G	Passport, Tickets & Documents	Up to £100 in total	Nil

H	Personal Liability including Rented accommodation limit	Up to £2,000,000 in total Up to £100,000 in total	Nil

I	Legal Expenses	Up to £5,000 in total	Nil

J	Withdrawal of Services	Up to £20 after 24 hours, then up to £20 each Additional period of 24 hour up to a maximum of £200 in total	Nil

K	Hijack	Up to £100 for each 24 hours spent in Hospital up to a maximum of £500 in total	Nil

L	Mugging	Up to £50 for each 24 hours spent in Hospital up to a maximum of £500 in total	Nil

M	Catastrophe	Up to £500 in total	Nil

N	Scheduled Airline Failure	Up to £1,000 in total	£50
O - WINTER SPORTS EXTENSION – (Subject to Additional Premium being paid)

O1	Winter Sports Equipment Single Article/Pair/Set Limit Delayed Ski Equipment	Up to £500 in total Up to £200 in total Up to £100 in total	} }£50 Nil

O2	Winter Sports Equipment Hire	Up to £20 per day up to £200 in total	Nil

O3	Ski Pack	Up to £50 per day up to £400 in total including Ski Pass	Nil

O4	Piste Closure	Up to £20 per day up to £200 in total	Nil

O5	Avalanche Closure	Up to £20 per day up to £200 in total	Nil

SECTION P – GOLF EXTENSION – (Subject to Additional Premium being paid)

P1	Golf Equipment Owned Single Article/Pair/Set Limit Delayed Golf Equipment	Up to £1,000 in total including Up to £200 in total Up to £200 in total	}£50 } Nil

P2	Golf Equipment Hire	Up to £30 per day up to £300 in total	Nil

P3	Golf Pack	Up to £30 per day up to £300 in total	Nil

P4	Golf Course Closure	Up to £30 per day up to £300 in total	Nil

P4	Hole-In-One-Cover (Bar Bill)	Up to £100 in total	Nil

SECTION S – EVENT CANCELLATION EXTENSION – (Subject to Additional Premium being paid)

S1	Cancellation Prior to Departure	Up to £100 for unused Event Tickets in total	Nil

S2	Cancellation after Arrival at Destination	Up to £100 for unused Event Tickets in total Including up to £50 compensation benefit in total	}Nil }

SECTION T – WEDDING EXTENSION – (Subject to Additional Premium being paid)

T	Wedding Attire Limit including Wedding Bands Limit Wedding Photography/Photo’s Wedding Gifts	Up to £2,000 per Couple in total Up to £500 per Couple in total Up to £500 in total Up to £1,000 in total	} }£50 } }

PLEASE NOTE REDUCED SUMS INSURED APPLY TO CERTAIN AGE GROUPS
POLICY EXCESSES ARE APPLIED ON A PER PERSON PER CLAIM BASIS

Geographical Limits - Area Definitions

Europe	The Continent of Europe west of the Ural Mountains, UK, Madeira, Canary Islands, Iceland, Republic of Ireland, The Azores and Non-European countries bordering the Mediterranean (excluding Algeria, Israel, Lebanon, Libya, & Syria).
Worldwide	The Rest of the World Including USA (This includes Europe, Australia, New Zealand etc.)

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Annual travel insurance is also referred to as annual multi-trip, annual trip insurance, yearly holiday insurance, annual travel cover.

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Annual Multi Trip For People Aged Up to 70