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CATEGORY 1 HAZARDOUS PURSUITS
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Archery
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Badminton
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Banana Boating
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Baseball
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Basketball
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Beach Games
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Black Water Rafting (Grade 3)
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Blade Skating
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Bowls
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Bungee Jumping (Max 3 Jumps)
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Only as a short duration incidental day excursion with a licensed public hirer.
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Canoeing
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Inland & coastal waters only. Max grade 3 waters only.
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Clay Pigeon Shooting
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Must be adequately supervised. No Personal Liability cover.
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Cricket
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Cycling (On Road)
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Deep Sea Fishing
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Dinghy Sailing
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Inland & coastal waters only. Max grade 3 waters only.
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Fell Running/Walking
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No climbing covered.
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Fencing
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Only when adequately supervised. No Personal Liability cover.
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Fishing
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Football (Amateur)
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Go Karting
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Only as a short duration incidental day excursion with a licensed public hirer.
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Golf
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Hiking Under 2,000m
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Horse Riding
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No jumping. Headgear must be worn. No Personal Liability cover.
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Jet Boating
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Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only.
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Jet Skiing
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Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only.
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Kayaking
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Inland & coastal waters only. No Personal Liability cover.
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Lacrosse
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Lapland Activates (Husky/Reindeer Ride,
Snowmobile, Sledging Short Day Trips)
Excludes Bobsleighs
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Manual Occupations Involving Hand Tools And At Ground Level Only
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Marathon Running
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Netball
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Non Manual Occupations
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Manual Occupations
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Use of hand tools and working at ground level only.
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Orienteering
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No climbing covered.
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Parascending Over Water
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Must be licensed operator with professional guide and only in EU, EEA, USA, Canada, Australia & New Zealand.
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Pony Trekking
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No Personal Liability cover.
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Racket Ball
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Rambling
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River Canoeing
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Inland waters only. Max grade 3 waters only.
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Roller Blading
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Roller Skating
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Rounders
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Rowing
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Inland & coastal waters only. Max grade 3 waters only.
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Safari Trekking (Organised Tours Only)
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Not involving the use of firearms. Must be licensed operator with professional guide.
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Sail Boarding
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Inland & coastal waters only. No Personal Liability cover.
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Sailing
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Territorial waters only. No Personal Liability cover.
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Scuba (Max 30m)
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Certificate of proficiency must be held or diving with a qualified instructor. Subject to Diving Endorsement
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Skate Boarding
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Snorkelling
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Squash
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Surfing
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Inland waters only. Max grade 3 waters only.
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Tennis
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Track Events
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Trekking
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Under 6,000m on organized tours and recognized routes. Search & Rescue for medical reasons only. Cover for trekking involving technical climbing or altitudes in excess of 6000m is not included.
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Triathlon
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Volley Ball
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War Games/Paint Balling
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Eye & body protection must be worn. No Personal Liability cover.
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Water Polo
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Water Skiing
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No Personal Liability cover.
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White Water Rafting (Grade 3)
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Up to grade 3 only. Inland waters only.
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Windsurfing
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Inland & coastal waters only. Max grade 3 waters only. No Personal Liability cover.
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Yachting
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Only within territorial waters, Inland & coastal waters only. No Personal Liability cover.
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