Buying Travel InsuranceMarket surveys show that many people don't take out travel insurance. They believe that their credit card accident cover, home insurance, or private health cover is sufficient. However, it is unlikely that these will give adequate cover. If you make several trips each year, consider taking out annual multi-trip insurance to save time, money and effort. You should be aware of what your policy covers and ensure that the cover is adequate. If in doubt ask your insurer. Your policy should cover you for the following: * The whole time that you are away. Your policy may also cover: * Personal Accident. Check the conditions and exclusions. If you are in any doubt, contact your insurer to find out exactly what cover you have. * Most policies will not cover drink-related incidents. Declare anything that you think might affect the such as current or past medical conditions. When you travel. * Make sure you take your policy and the 24 hour emergency phone number with you. |
Know Before You GoAs a partner in the Know Before You Go campaign, we are working with the Foreign and Commonwealth Office to do all that we can to help British travellers stay safe overseas. Before you go overseas, check out the FCO website. It is packed with essential travel advice and tips, and up-to- date country information. |