The insurance policies include cover for Repatriation to your home country within the European Union if medically necessary.
Our entire range of policies are also available to Australian, New Zealand and South African passport holders who are currently living in UK. Cover is for round trip journeys from UK and also for one way trips of up to 12 months duration and can be optionally extended to include Repatriation to your home country where medically necessary.
The additional Repatriation cover must be included for one way trips exceeding 31 days. We have no minimum residency period but we strongly recommend that you get yourself registered with a GP in the UK.
Decent travel insurance covers you for Emergency Repatriation. The cover under the policy includes the cost of return to your country of residence in the European Union by air ambulance or other appropriate means if medically necessary. If you die, the policy will pay funeral expenses abroad plus the cost of returning your ashes, or the cost of returning your body home.
Remember, the costs associated with repatriation often far exceed the cost of the medical treatment and you should ensure this is covered by your travel insurance policy.
Over the last 5 years, the cost of medical treatment has increased by over 270%.
The most common illnesses requiring treatment are stomach upsets, ear infections, allergies and heart problems. Travellers are also involved in a high number of road traffic accidents as well as other injuries in unfamiliar countries.
Many travellers wrongly assume that the EHIC Card is sufficient medical cover when travelling abroad. If you have an accident or are taken ill and you have an EHIC, you may receive free medical treatment. Although the card is designed to give travellers within the EU the same level of care as local residents – it does not cover any other costs. It would therefore not cover repatriation costs, or any additional accommodation and travel costs of your spouse or travelling companion.
If you need to be returned home, it could cost you many thousands of pounds, unless you are adequately insured. Here are a few examples:
If you have a decent comprehensive travel insurance policy, you should have access to 24 hour emergency assistance. In the event of illness or injury, you or your travelling companion should call them immediately, or ask the hospital staff to call them. The assistance provider will agree treatment, arrange direct payment and also, they will help to organise a necessary additional travel and accommodation expenses of your travelling companion and repatriation of you and your companion once you are fit enough to travel. It is important that you do your utmost to avoid paying for treatment yourself with the possible exception of very minor ailments.
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