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Globelink International

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Comprehensive Policy for people aged 80 to 89

Best travel insurance for seniors over 80
24/7 medical emergency helpline - we’re there if you need us
Over 50 medical conditions are covered as standard

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Overview
What’s covered
Geographical limits
Policy Wording

What is the best travel insurance for over 80?

When it comes to booking travel insurance for a trip, we understand that finding good cover at the decent price is what matters. It is the small details that make the difference. Globelink comprehensive travel insurance for travellers aged over 80 was designed with senior travellers in mind and includes specific covers that is essential for this age group of travellers with durations of up 3 months.

Benefits of Comprehensive Travel Insurance for people aged 80 to 89

Cover starts (from £)
Comprehensive cover
24 hour Emergency Medical phone line
Large number of pre-existing medical conditions that are covered for free
Easy medical screening process in case you need a specific cover
Globelink takes care of every customer, so you may book our policy online just in 5 simple steps.

Attention!

The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.

Senior travellers can buy cover wherever they live in the EU

Comprehensive Travel Insurance for people over 80 is available to people who are living in UK or other EU Countries. This insurance is available for persons aged 80 to 89 travelling continuously outside their Home Country for up to 3 months at a time.

Travel safely everywhere with Globelink - You may select your area of travel from Europe (includes Egypt and Morocco), Worldwide Areas (excludes USA, Canada, Caribbean, Costa Rica, Mexico and Japan) or - Worldwide (All countries).

Remember that you are only as old as old as you feel so be free to open new horizons of exploring the world. Enjoy your trip while Globelink takes care of you!

Our best travel insurance for the over 80’s was designed with Senior travellers in mind, so be sure to review our comprehensive list of Pre-Existing Medical conditions that are covered as standard, for free. Or if your condition is not on the accepted No Screen List and you require cover for your pre-existing medical condition, you can call the Medical Screening Service who will advise whether your pre-existing medical condition can be covered, whether there will be an additional premium to pay, or changes to the policy terms and conditions.

We provide an option to extend your Comprehensive Travel Insurance for over 80 policies in order to make your policy most suitable for all your demands and needs. Thus you can get extra cover for your cameras or mobile phones (Cover for Valuables), for Golf Equipment and for Golf Course Closure (Golfer’s Cover) and Event Cancellation (includes cancellation prior to departure and cancellation after arrival at destination) more additional covers for your policy.

Emergency Medical and Repatriation cover on the Comprehensive policy with a maximum sum insured of up to £10,000,00 with an excess of £300, and includes Dental Treatment of up to £200 and Hospital Confinement Benefit, Cancellation and Curtailment cover of up to £6000, Travel Delay and Abandonment, as well as Hijack, Mugging and Catastrophe.

Still have questions?

Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.

Schedule of Cover Comprehensive 80 to 89

Schedule of Cover and Limits of Indemnity per Insured Person (All Benefits are stated in UK Pounds)

	Person Per Section Cover	Maximum Sums Insured Per Person	Excess Per Claim
A	Cancellation or CurtailmentCover for unrecoverable costs and deposits incurred if you are forced to cancel or cut short your trip as a result of specified causes such as death, injury, illness or redundancy.	Up to £6,000 in total	£300
B	Emergency Medical & Other Expenses (including Dental Treatment) Reasonable hospital, medical and other expenses including emergency repatriation costs to your home country within the EU.	Up to £10,000,000 in total Up to £200 in total	£300 £50
B1	Hospital Confinement BenefitCash benefit paid to you for each day you are hospitalized abroad to help towards additional expenses such as and phone calls, magazines etc.	Up to £50 per 24 hours up to a maximum of £500 in total	Nil
C	Personal Accident Death Loss of Limb or Eye Permanent Total Disablement This is a lump sum payment in the event of accidental injury resulting in death, loss of limb or eye or permanent total disablement.	Up to £25,000 in total* Up to £25,000 in total* Up to £25,000 in total* *(£1,500 if under 18 or over 69)	Nil
D	Delayed Departure Abandonment after 24 hours In the event of your flight being delayed by the carrier in excess of 12 hours. The Insurers will pay £20 for the first 12 hours followed by £10 for each extra 12 hours to a total of £100.	Up to £40 first 12 hours, £20 for each additional 12 hour period up to a maximum of £500 in total Up to £6,000 in total	Nil £50
D1	Missed DepartureA payment towards the reasonable additional accommodation and travel expenses if you miss the departure of your initial Outward or final Inward international leg on which you are booked to travel, as a result of failure of public transport, accident or breakdown involving your vehicle or ahead of you on a motorway, strike or adverse weather.	Up to £1,500 in total	£50
E	Baggage Single Article/Pair/Set Limit Total Valuable Limit Spectacles/Sunglasses Limit Delayed Baggage (Minimum delay of 12 hours) Loss or damage to your personal baggage providing you take proper care to safeguard your property at all times. The any one article and valuables limit are as specified. We recommend that any expensive valuables such as ipads, cameras, phones etc. are separately insured under an All Risks policy.	Up to £3,000 in total Up to £300 in total Up to £300 in total Up to £300 in total Up to £150 in total	£50 £50 £50 £50 £50
F	Personal Money Passport & Documents Cover for personal money and documents, including the unused portion of passports, visas and driving licences.	Up to £750 in total* (£250 if aged under 18) Cash limit per Insured Person is £250 (£100 if under 18 yrs) Up to £250 in total (£100 if aged under 18)	£50 £50
G	Extended Kennel and/or Cattery Fees A payment towards any additional cost if your dog or cat has to extend their stay in pre-booked kennel or cattery if your return home is delayed due to your injury, illness or disease (if covered under section B).	Up to £30 per day up to a Maximum of £300 in total	Nil
H	Personal Liability (including Rental Acommodation Limit) Cover if you become legally liable to pay compensation arising from you causing bodily injury, to certain people, or damage to rented accommodation. This section does not extend to the use of any type of vehicle or craft, or anything related to any work or business.	Up to £2,000,000 in total Up to £100,000 in total	£250 £250
I	Legal Expenses & AssistanceCosts and expenses incurred in pursuit of claims arising out of your death bodily injury or illness.	Up to £15,000 in total	£250
J	Mugging BenefitPayment for each full 24 hours you are hospitalized as a direct result of injuries sustained if you are mugged.	Up to £50 for each 24 hours spent in hospital up to a maximum of £100 in total	Nil
K	Hijack CoverPayment if you are prevented from reaching your scheduled destination as a result of the hijack of the aircraft or ship in which you are travelling.	Up to £100 for each 24 hours up to a maximum of £500 in total	Nil
L	Withdrawal of ServicesPayment in the event of the withdrawal for more than 24 hours of water or electrical services to your hotel or accommodation, waiter/waitress service, kitchen service (if no food is served).or room cleaning service.	Up to £20 after 24 hours, then up to £20 each additional period of 24 hours up to a maximum of £200 in total	Nil
M	CatastrophePayment towards the additional accommodation charges if you are forced to move from your pre-booked accommodation as a result of fire, lightening, explosion, earthquake, storm, tempest, hurricane, flood, medical epidemic or government directive.	Up to £500 in total	Nil
GOLF EXTENSION – (Only applicable if additional premium paid)
P1	Loss of Green FeesCover for unused Green Fees if you trip is unavoidably cancelled or curtailed.	£50 per 24 hours up to £500 in total	Nil
P2	Golf Equipment Single Article/Pair/Set Limit Golf Equipment Hire Cover in case your golf equipment is lost, destroyed or stolen.	Up to £1,000 in total including: Up to £250 in total £50 per 24 hours up to £250 in total	£50 £50 Nil
P3	Liability for Golf BuggiesCover for claims made against you for accidental injury, death or property damage caused whilst you are using a golf buggy.	Up to £500,000	£250
P4	Hole-In-One (Bar Bill)Cover for bar bills that You incur as a result of You getting a Hole-In-One.	Up to £150 in total	Nil
WEDDING/CIVIL PARTNERSHIP COVER (Only applicable if additional premium paid) APPLIES PER INSURED COUPLE
Q1a	Wedding Bands & Gifts Single Article/Pair/Set Limit Cover for accidental loss, theft or damage to Wedding Bands and Gifts.	Up to £1,000 in total Up to £500 in total	£50
Q1b	Wedding Attire Single Article/Pair/Set Limit Cover for accidental loss, theft or damage to Wedding attire to worn by the couple on their wedding day.	Up to £1,000 in total Up to £500 in total	£50
Q2	Wedding Photography/VideoCover for professional photographs and video recording of the wedding day if they are lost, stolen or damaged within 15 days whilst you are on honeymoon.	Up to £500 in total	£50
SPECIAL EVENTS CANCELLATION OR CURTAILMENT CHARGES COVER (Only applicable if additional premium paid)
R	Cancellation or CurtailmentIf your trip has been arranged specifically to attend a sporting or entertainment event that You have purchased tickets for prior to Your trip departure and such event is cancelled.	Up to limits shown in Section A Single Ticket Limit £400	£50
FINANCIAL FAILURE PROTECTION AND TRAVEL DISRUPTION COVER
S1	End Supplier Failure InsuranceCover for prepaid sums paid prior to Financial Failure of the scheduled airline, hotel, train operator including Eurostar, car ferries; villas abroad & cottages; coach operator, car or camper hire company, caravan sites, campsites, mobile home, safaris; excursions; Eurotunnel; theme parks or attractions all known as the End Supplier of the travel arrangements not forming part of an inclusive holiday.	Up to £3,000	Nil
S2	Force Majeure - Travel Disruption CoverCover if as a result of major climatic conditions and acts of nature (earthquake, volcano etc) your pre-booked outward or return journey is delayed by more than 24 hours.	Up to £3,000	£50

Geographical Limits - Area Definitions

Europe

Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City.

Worldwide I
(excluding)

Worldwide, excluding Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe).

Worldwide II
(all countries)

Worldwide including Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe).

Travel Insurance

Please read your Policy Wording carefully to ensure that it meets with your precise requirements. View and download the relevant Policy Wording* from the links below. If purchased a Globelink policy previously while you were an EU RESIDENT, or you need to view the Policy Wording we issue to EU Residents, please click here to visit our Globelink EU site.

*If you purchased your Travel Insurance policy prior to 1st February 2020, you can view your policy wording by reviewing your Globelink Travel Insurance Documents Purchase email, or obtain a copy by contacting globelink@globelink.co.uk with your name and address details.

*if you purchased a STAYCATION Policy please see the *last PDF at the bottom of this page – for the Staycation Policy Wording

Policy Wording for Policies issued to UK residents (living in the UK only) from 1st Feb 2022 onwards

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Policy Wording for Policies issued to UK residents (living in the UK only) from 30th Dec 2020 to 31st January 2022

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Policy Wording for Policies issued to UK residents (living in the UK only) from 29th Oct - 29th Dec 2020

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Policy Wording for Policies issued to UK residents (living in the UK only) from 1st Oct - 28th Oct 2020

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Policy Wording for Policies issued to UK residents (living in the UK only) from 1st Feb – 10th August 2020

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Policy Wording for STAYCATION Policies issued to UK residents from June 2021 onwards

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