Winter Sports travel insurance policies have been designed to cover people travelling out on a skiing or snow boarding holiday and gives you that extra cover for that expensive equipment or compensation should your resort be closed due to lack of snow (please see terms and conditions). Winter Sports Travel Insurance is also referred to as ski travel insurance or snowboarding travel insurance.
The cheapest winter sports policy is £ (based on 1 adult aged up to 50 travelling in Europe for up to 8 days).
The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.
!If you plan to participate in any Winter Sports Activities, you need to purchase Winter Sports cover, or an Annual Multi Trip Policy with an individual ‘trip duration’ minimum of 45 days (as this will give you 17 days free Winter Sports Cover). See our list of Winter Sports Activities below to check that they cover everything that you plan to do.
From the Alps and Dolomites to British Columbia and Alberta - our policies will cover your ski holiday in any part of the world.
Winter sports insurance cover can be purchased as a Single trip up to the age of 70 years or if you purchase an Annual Multi-Trip policy with a 45 day trip duration, you get 17 days free Winter Sports cover for people aged up to 65 years and 17 days free cover in European areas for those aged between 66-70 yrs.
Activities marked with three asterisks (***) have no cover under Section H Personal Liability and must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/organised activity led or instructed by professional guides or organisers. In addition to the above restriction, Husky Dog Activities have no cover under Section C Personal Accident. | ||
Air-Boarding | Big Foot Skiing | Blade Skating |
Curling | Cross Country Skiing (recognised paths) | Downhill Skiing/Snowboarding |
Dry Slope Skiing/Walking | Glacier Walking | *** Ice Go Carting (No Personal Liability Cover under Section H) |
*** Husky Dog (No Personal Accident Cover under Section C, or Personal Liability Cover under Section H) | Ice Cricket | Kick Sledging |
Ice Skating | Ice Windsurfing | Nordic Skiing (recognised paths) |
Langlauf | Mono Ski | Ski Randonnee |
Ski Blading | Ski Boarding | Ski Touring |
Ski Run Walking | Ski Swimming | *** Snowcat Skiing (No Cover under Section H Personal Liability) |
***Sledging/Sleigh-riding as a passenger pulled by any animal (No cover under Section H Personal Liability) | Snow Blading | ***Snow Tubing (no cover under Section H Personal Liability) |
***Snowmobiling / Skidooing (no Personal Liability Cover under Section H) | Snow Shoe Walking | |
Snow Zorbing | Winter Walking (using crampons and ice picks only) |
If you do not see your chosen Activity listed here or in our Adventure Activities; please email globelink@globelink.co.uk, or call us on 00 44 (0) 1353 699082 to check. You may not be covered while participating in the Activity unless it is listed and you have paid the additional premium where applicable.
All premiums are subject to the person(s) travelling being up to 70. Winter sports travel insurance is available to people who are living in UK, EU and EEA countries. If you travel all year round, check our Annual Multi Trip policies.
Winter Sports covers people on a skiing, snowboarding or other winter sports activity holiday and covers loss, theft or damage to your own or hired ski equipment, resort closure cover, and emergency medical expenses and repatriation including piste rescue.
The Globelink team will help solve any questions by phone 00 44 (0) 1353 699082, or email globelink@globelink.co.uk.
Schedule of Cover and Limits of Indemnity per Insured Person (All Benefits are stated in UK Pounds)
Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
A |
Cancellation or CurtailmentCover for unrecoverable costs and deposits incurred if you are forced to cancel or cut short your trip as a result of specified causes such as death, injury, illness or redundancy.
|
Up to £6,000 in total | £75 |
B |
Emergency Medical & Other Expenses
Reasonable hospital, medical and other expenses including emergency repatriation costs to your home country within the EU.(including Dental Treatment) |
Up to £10,000,000 in total Up to £200 in total |
£75 £50 |
B1 |
Hospital Confinement BenefitCash benefit paid to you for each day you are hospitalized abroad to help towards additional expenses such as and phone calls, magazines etc.
|
Up to £50 per 24 hours up to a maximum of £500 in total | Nil |
C |
Personal Accident
This is a lump sum payment in the event of accidental injury resulting in death, loss of limb or eye or permanent total disablement.Death Loss of Limb or Eye Permanent Total Disablement |
Up to £25,000 in total* Up to £25,000 in total* Up to £25,000 in total* *(£1,500 if under 18 or over 69) |
Nil |
D |
Delayed Departure
In the event of your flight being delayed by the carrier in excess of 12 hours. The Insurers will pay £20 for the first 12 hours followed by £10 for each extra 12 hours to a total of £100.Abandonment after 24 hours |
Up to £40 first 12 hours, £20 for each additional 12 hour period up to a maximum of £500 in total Up to £6,000 in total |
Nil £50 |
D1 |
Missed DepartureA payment towards the reasonable additional accommodation and travel expenses if you miss the departure of your initial Outward or final Inward international leg on which you are booked to travel, as a result of failure of public transport, accident or breakdown involving your vehicle or ahead of you on a motorway, strike or adverse weather.
|
Up to £1,500 in total | £50 |
E |
Baggage
Loss or damage to your personal baggage providing you take proper care to safeguard your property at all times. The any one article and valuables limit are as specified. We recommend that any expensive valuables such as ipads, cameras, phones etc. are separately insured under an All Risks policy.Single Article/Pair/Set Limit Total Valuable Limit Spectacles/Sunglasses Limit Delayed Baggage (Minimum delay of 12 hours) |
Up to £3,000 in total Up to £300 in total Up to £300 in total Up to £300 in total Up to £150 in total |
£50 £50 £50 £50 Nil |
F |
Personal Money
Cover for personal money and documents, including the unused portion of passports, visas and driving licences.Passport & Documents |
Up to £750 in total* (*£250 if aged under 18) Cash limit per Insured Person is £250* (*£100 if under 18 yrs) Up to £250 in total* (£100 if aged under 18) |
£50 £50 |
G |
Extended Kennel and/or Cattery Fees
A payment towards any additional cost if your dog or cat has to extend their stay in pre-booked kennel or cattery if your return home is delayed due to your injury, illness or disease (if covered under section B). |
Up to £30 per day up to a Maximum of £300 in total | Nil |
H |
Personal Liability
Cover if you become legally liable to pay compensation arising from you causing bodily injury, to certain people, or damage to rented accommodation. This section does not extend to the use of any type of vehicle or craft, or anything related to any work or business.(including Rental Acommodation Limit) |
Up to £2,000,000 in total Up to £100,000 in total |
£250 £250 |
I |
Legal Expenses & AssistanceCosts and expenses incurred in pursuit of claims arising out of your death bodily injury or illness.
|
Up to £15,000 in total | £250 |
J |
Mugging BenefitPayment for each full 24 hours you are hospitalized as a direct result of injuries sustained if you are mugged.
|
Up to £50 for each 24 hours spent in hospital up to a maximum of £1000 in total | Nil |
K |
Hijack CoverPayment if you are prevented from reaching your scheduled destination as a result of the hijack of the aircraft or ship in which you are travelling.
|
Up to £100 for each 24 hours up to a maximum of £500 in total | Nil |
L |
Withdrawal of ServicesPayment in the event of the withdrawal for more than 24 hours of water or electrical services to your hotel or accommodation, waiter/waitress service, kitchen service (if no food is served).or room cleaning service.
|
Up to £20 after 24 hours, then up to £20 each additional period of 24 hours up to a maximum of £200 in total | Nil |
M |
CatastrophePayment towards the additional accommodation charges if you are forced to move from your pre-booked accommodation as a result of fire, lightening, explosion, earthquake, storm, tempest, hurricane, flood, medical epidemic or government directive.
|
Up to £500 in total | Nil |
WINTER SPORTS COVER – UP TO AGE 70 ONLY Up to 17 days within the policy period covered for Annual Multi-Trip Insurance |
|||
O1 |
Ski Equipment
Cover for accidental loss, theft or damage to your own or hired ski equipment.Single Article/Pair/Set |
Up to £750 in total Up to £250 in total |
£50 |
O2 |
Ski Equipment HireThe cost of hiring replacement ski equipment as a result of accidental loss/theft or damage or temporary lost in transit for more than 24 hours your own ski equipment.
|
Up to £30 per day up to £200 in total | Nil |
O3 |
Ski PackCover for the unused portion of your ski pack following your illness, injury, or if you lose your lit pass.
|
Up to £50 per day up to £400 in total | Nil |
O4 |
Piste ClosureCover towards travel if your resort is closed and it is not possible to ski.
|
Up to £30 per day up to £200 in total | Nil |
O5 |
Avalanche or Landslide ClosureIf delayed due to avalanche or landslide at your resort.
|
Up to £30 per day up to £200 in total | Nil |
GOLF EXTENSION – (Only applicable if additional premium paid) | |||
P1 |
Loss of Green FeesCover for unused Green Fees if you trip is unavoidably cancelled or curtailed.
|
£50 per 24 hours up to £500 in total | Nil |
P2 |
Golf Equipment
Cover in case your golf equipment is lost, destroyed or stolen.Single Article/Pair/Set Limit Golf Equipment Hire |
Up to £1,000 in total including: Up to £250 in total £50 per 24 hours up to £250 in total |
£50 £50 Nil |
P3 |
Liability for Golf BuggiesCover for claims made against you for accidental injury, death or property damage caused whilst you are using a golf buggy.
|
Up to £500,000 | £250 |
P4 |
Hole-In-One (Bar Bill)Cover for bar bills that You incur as a result of You getting a Hole-In-One.
|
Up to £150 in total | Nil |
WEDDING/CIVIL PARTNERSHIP COVER (Only applicable if additional premium paid) APPLIES PER INSURED COUPLE | |||
Q1a |
Wedding Bands & Gifts
Cover for accidental loss, theft or damage to Wedding Bands and Gifts.Single Article/Pair/Set Limit |
Up to £1,000 in total Up to £500 in total |
£50 |
Q1b |
Wedding Attire
Cover for accidental loss, theft or damage to Wedding attire to worn by the couple on their wedding day.Single Article/Pair/Set Limit |
Up to £1,000 in total Up to £500 in total |
£50 |
Q2 |
Wedding Photography/VideoCover for professional photographs and video recording of the wedding day if they are lost, stolen or damaged within 15 days whilst you are on honeymoon.
|
Up to £500 in total | £50 |
SPECIAL EVENTS CANCELLATION OR CURTAILMENT CHARGES COVER (Only applicable if additional premium paid) | |||
R |
Cancellation or CurtailmentIf your trip has been arranged specifically to attend a sporting or entertainment event that You have purchased tickets for prior to Your trip departure and such event is cancelled.
|
Up to limits shown in Section A Single Ticket Limit £400 |
£50 |
FINANCIAL FAILURE PROTECTION AND TRAVEL DISRUPTION COVER | |||
S1 |
End Supplier Failure InsuranceCover for prepaid sums paid prior to Financial Failure of the scheduled airline, hotel, train operator including Eurostar, car ferries; villas abroad & cottages; coach operator, car or camper hire company, caravan sites, campsites, mobile home, safaris; excursions; Eurotunnel; theme parks or attractions all known as the End Supplier of the travel arrangements not forming part of an inclusive holiday.
|
Up to £3,000 | Nil |
S2 |
Force Majeure - Travel Disruption CoverCover if as a result of war, revolution, acts of foreign enemies (including terrorism) or major climatic conditions and acts of nature (earthquake, volcano etc) your pre-booked outward or return journey is delayed by more than 24 hours.
|
Up to £3,000 | £50 |
Schedule of Cover and Limits of Indemnity per Insured Person (All Benefits are stated in UK Pounds)
Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
A |
Cancellation or CurtailmentCover for unrecoverable costs and deposits incurred if you are forced to cancel or cut short your trip as a result of specified causes such as death, injury, illness or redundancy.
|
Up to £6,000 in total | £100 |
B |
Emergency Medical & Other Expenses
Reasonable hospital, medical and other expenses including emergency repatriation costs to your home country within the EU.(including Dental Treatment) |
Up to £10,000,000 in total Up to £200 in total |
£100 £50 |
B1 |
Hospital Confinement BenefitCash benefit paid to you for each day you are hospitalized abroad to help towards additional expenses such as and phone calls, magazines etc.
|
Up to £50 per 24 hours up to a maximum of £500 in total | Nil |
C |
Personal Accident
This is a lump sum payment in the event of accidental injury resulting in death, loss of limb or eye or permanent total disablement.Death Loss of Limb or Eye Permanent Total Disablement |
Up to £25,000 in total* Up to £25,000 in total* Up to £25,000 in total* *(£1,500 if under 18 or over 69) |
Nil |
D |
Delayed Departure
In the event of your flight being delayed by the carrier in excess of 12 hours. The Insurers will pay £20 for the first 12 hours followed by £10 for each extra 12 hours to a total of £100.Abandonment after 24 hours |
Up to £40 first 12 hours, £20 for each additional 12 hour period up to a maximum of £500 in total Up to £6,000 in total |
Nil £50 |
D1 |
Missed DepartureA payment towards the reasonable additional accommodation and travel expenses if you miss the departure of your initial Outward or final Inward international leg on which you are booked to travel, as a result of failure of public transport, accident or breakdown involving your vehicle or ahead of you on a motorway, strike or adverse weather.
|
Up to £1,500 in total | £50 |
E |
Baggage
Loss or damage to your personal baggage providing you take proper care to safeguard your property at all times. The any one article and valuables limit are as specified. We recommend that any expensive valuables such as ipads, cameras, phones etc. are separately insured under an All Risks policy.Single Article/Pair/Set Limit Total Valuable Limit Spectacles/Sunglasses Limit Delayed Baggage (Minimum delay of 12 hours) |
Up to £3,000 in total Up to £300 in total Up to £300 in total Up to £300 in total Up to £150 in total |
£50 £50 £50 £50 Nil |
F |
Personal Money
Cover for personal money and documents, including the unused portion of passports, visas and driving licences.Passport & Documents |
Up to £750 in total* (*£250 if aged under 18) Cash limit per Insured Person is £250* (*£100 if under 18 yrs) Up to £250 in total* (£100 if aged under 18) |
£50 £50 |
G |
Extended Kennel and/or Cattery Fees
A payment towards any additional cost if your dog or cat has to extend their stay in pre-booked kennel or cattery if your return home is delayed due to your injury, illness or disease (if covered under section B). |
Up to £30 per day up to a Maximum of £300 in total | Nil |
H |
Personal Liability
Cover if you become legally liable to pay compensation arising from you causing bodily injury, to certain people, or damage to rented accommodation. This section does not extend to the use of any type of vehicle or craft, or anything related to any work or business.(including Rental Acommodation Limit) |
Up to £2,000,000 in total Up to £100,000 in total |
£250 £250 |
I |
Legal Expenses & AssistanceCosts and expenses incurred in pursuit of claims arising out of your death bodily injury or illness.
|
Up to £15,000 in total | £250 |
J |
Mugging BenefitPayment for each full 24 hours you are hospitalized as a direct result of injuries sustained if you are mugged.
|
Up to £50 for each 24 hours spent in hospital up to a maximum of £1000 in total | Nil |
K |
Hijack CoverPayment if you are prevented from reaching your scheduled destination as a result of the hijack of the aircraft or ship in which you are travelling.
|
Up to £100 for each 24 hours up to a maximum of £500 in total | Nil |
L |
Withdrawal of ServicesPayment in the event of the withdrawal for more than 24 hours of water or electrical services to your hotel or accommodation, waiter/waitress service, kitchen service (if no food is served).or room cleaning service.
|
Up to £20 after 24 hours, then up to £20 each additional period of 24 hours up to a maximum of £200 in total | Nil |
M |
CatastrophePayment towards the additional accommodation charges if you are forced to move from your pre-booked accommodation as a result of fire, lightening, explosion, earthquake, storm, tempest, hurricane, flood, medical epidemic or government directive.
|
Up to £500 in total | Nil |
WINTER SPORTS COVER – UP TO AGE 70 ONLY Up to 17 days within the policy period covered for Annual Multi-Trip Insurance |
|||
O1 |
Ski Equipment
Cover for accidental loss, theft or damage to your own or hired ski equipment.Single Article/Pair/Set |
Up to £750 in total Up to £250 in total |
£50 |
O2 |
Ski Equipment HireThe cost of hiring replacement ski equipment as a result of accidental loss/theft or damage or temporary lost in transit for more than 24 hours your own ski equipment.
|
Up to £30 per day up to £200 in total | Nil |
O3 |
Ski PackCover for the unused portion of your ski pack following your illness, injury, or if you lose your lit pass
|
Up to £50 per day up to £400 in total | Nil |
O4 |
Piste ClosureCover towards travel if your resort is closed and it is not possible to ski.
|
Up to £30 per day up to £200 in total | Nil |
O5 |
Avalanche or Landslide ClosureIf delayed due to avalanche or landslide at your resort.
|
Up to £30 per day up to £200 in total | Nil |
GOLF EXTENSION – (Only applicable if additional premium paid) | |||
P1 |
Loss of Green FeesCover for unused Green Fees if you trip is unavoidably cancelled or curtailed.
|
£50 per 24 hours up to £500 in total | Nil |
P2 |
Golf Equipment
Cover in case your golf equipment is lost, destroyed or stolen.Single Article/Pair/Set Limit Golf Equipment Hire |
Up to £1,000 in total including: Up to £250 in total £50 per 24 hours up to £250 in total |
£50 £50 Nil |
P3 |
Liability for Golf BuggiesCover for claims made against you for accidental injury, death or property damage caused whilst you are using a golf buggy.
|
Up to £500,000 | £250 |
P4 |
Hole-In-One (Bar Bill)Cover for bar bills that You incur as a result of You getting a Hole-In-One.
|
Up to £150 in total | Nil |
WEDDING/CIVIL PARTNERSHIP COVER (Only applicable if additional premium paid) APPLIES PER INSURED COUPLE | |||
Q1a |
Wedding Bands & Gifts
Cover for accidental loss, theft or damage to Wedding Bands and Gifts.Single Article/Pair/Set Limit |
Up to £1,000 in total Up to £500 in total |
£50 |
Q1b |
Wedding Attire
Cover for accidental loss, theft or damage to Wedding attire to worn by the couple on their wedding day.Single Article/Pair/Set Limit |
Up to £1,000 in total Up to £500 in total |
£50 |
Q2 |
Wedding Photography/VideoCover for professional photographs and video recording of the wedding day if they are lost, stolen or damaged within 15 days whilst you are on honeymoon.
|
Up to £500 in total | £50 |
SPECIAL EVENTS CANCELLATION OR CURTAILMENT CHARGES COVER (Only applicable if additional premium paid) | |||
R |
Cancellation or CurtailmentIf your trip has been arranged specifically to attend a sporting or entertainment event that You have purchased tickets for prior to Your trip departure and such event is cancelled.
|
Up to limits shown in Section A Single Ticket Limit £400 |
£50 |
FINANCIAL FAILURE PROTECTION AND TRAVEL DISRUPTION COVER | |||
S1 |
End Supplier Failure InsuranceCover for prepaid sums paid prior to Financial Failure of the scheduled airline, hotel, train operator including Eurostar, car ferries; villas abroad & cottages; coach operator, car or camper hire company, caravan sites, campsites, mobile home, safaris; excursions; Eurotunnel; theme parks or attractions all known as the End Supplier of the travel arrangements not forming part of an inclusive holiday.
|
Up to £3,000 | Nil |
S2 |
Force Majeure - Travel Disruption CoverCover if as a result of war, revolution, acts of foreign enemies (including terrorism) or major climatic conditions and acts of nature (earthquake, volcano etc) your pre-booked outward or return journey is delayed by more than 24 hours.
|
Up to £3,000 | £50 |
Please read your Policy Wording carefully to ensure that it meets with your precise requirements. View and download the relevant Policy Wording* from the links below. If you purchased a Globelink policy previously while you were an EU RESIDENT, or you need to view the Policy Wording we issue to EU Residents, please click here to visit our Globelink EU site.
*If you purchased your Travel Insurance policy prior to 1st February 2020, you can view your policy wording by reviewing your Globelink Travel Insurance Purchase email, or obtain a copy by contacting globelink@globelink.co.uk with your name and address.
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Single and Backpacker Cover best if you only travel once a year or need a long stay policy.
Annual Multi Trip is perfect if you take two or more holidays within a year.
Already Travelling? You MUST select ‘ALREADY TRAVELLING’ as your Type of Policy.
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