Why Buy Your Annual Travel Insurance Now?

18 Feb 2021 by Olga Brighton

Travel Insurance Tips

Updated July 2021.

We know you may not have travelled during the past 12 months. With trips abroad from the UK and EU still being subject to certain Covid requirements, why would you consider Travel Insurance now? Surprisingly, it could be a good time to buy Annual Travel Insurance. Read on to find out why.

Minimize the risks

The Airline and Travel industry were undoubtedly among the hardest hit during 2020 and they are keen to come back fighting in 2021. Many are offering deals and discounts to tempt last minute summer bookings so it’s a good time to check what’s available for your trip. You must comply with your local Government travel restrictions and regulations and don’t attempt to book a holiday for travel during a ban. It’s best to minimize the risk of your travel provider cancelling because of Covid by opting for a flexible cancellation deal and a travel date as far ahead as you possibly can. Also take into consideration other factors such as current messaging from your Government about booking future trips, as well as your own personal situation.

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Protect any trips for the next 12 months

If you are an independent traveller and fancy somewhere in Europe, keep an eye on countries categoriased as lowest riks by your Government. It will minimise the Covid related prep and testing you may need before, after and during travel. Perhaps a cool trip to Scandinavia, or sun soaked stay in Southern Europe. Try flight comparison sites such as Skyscanner, Kayak, Expedia, Opodo and Momondo to check availabilty and advanced booking deals.

For accommodation options try airbnb.com or booking.com who offer a wide range of deals with many providing free cancellation up to 48 hours before your stay. Globelink allows you to set your start date up to 4 months ahead.

Catching Up on Travel

As travel restrictions ease its likely you’ll be itching to catch up on your missed holidays and that’s why it’s worth considering Annual Multi Trip Travel Insurance. If you take two or more trips abroad a year it usually works out a lot cheaper. You have the added bonus that your insurance is sorted for the next 12 months, so it’s one less thing to remember for your next trip. You also protect any trips that you already have booked for the next 12 months and lock in today’s price for the next year.

Read more: Coronavirus Travel Insurance

COVID Cover 

The key advice from most travel experts and also the FCDO is to buy travel insurance as soon as you book any part of your trip. That way you’re protected against certain Cancellation risks as soon as your insurance starts and before actually travel. You won’t be covered for everything and it’s not likely you’ll find insurance against an area lockdown or restriction, but a decent policy will cover you if you catch Covid, or other unforeseen illness/injury that prevents you from travelling. Plus, you will be protected against medical emergencies during your trip.

can i get travel insurance now

All Globelink policies now include Coronavirus cover if you contract the COVID-19 while on your trip, so review the reliable travel policy options we offer. Our improved Covid-19 cover includes Cancellation cover before you travel, if you or someone you are due to stay with contracts Covid-19 within 14 days before your trip. Plus Missed Departure Cover if you fail a COVID test, or temperature check at your departure point. While your away you’re covered for Covid Emergency Medical expenses and Repatriation and additional necessary accommodation and transport costs. Plus essential expenses if you are medically quarantined on the advice of a doctor for more than 24 hours (not a local area lockdown).

Like other insurance providers, Globelink COVID cover is provided on the understanding that you follow your Government advice for your trip (both in your home country and the location you plan to visit). You'll be covered for Covid risk as long as this isn't the subject of Government advice against travel.

Should you travel to a country in which your local Government advise against certain travel due to COVID, your Insurance will remain valid for insured events that are not COVID related. This is on condition there is no compulsory/legal Government restriction preventing travel.

Read more: COVID Travel Insurance

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