When travelling abroad, you should remember the benefits of having Travel Insurance. Anything can happen during your trip and a good travel insurance policy will provide practical help through the emergency assistance service and also help you recoup any financial loss – such as medical bills. Unfortunately, not everyone buys travel insurance because they believe it’s too expensive. This could be the biggest mistake you could ever make because oversees doctors and medical bills can easily run into thousands. You can compare Travel Insurance policies to find the deal that’s right for you so that you are only paying for what you need.
Globelink provide a quick and easy way to check the price of travel insurance using the quotation wizard.
Simply select the type of policy you want to view, destination, trip duration and age, and get a quick quote.
You will see several policy options to choose from and the list of benefits included so you can compare and select the best one for your trip.
Just click ‘View all Benefits’ to compare
options side by side.
Single and Backpacker Cover best if you only travel once a year or need a long stay policy.
Annual Multi Trip is perfect if you take two or more holidays within a year.
Already Travelling? You MUST select ‘ALREADY TRAVELLING’ as your Type of Policy.
We offer Already Travelling Insurance on the strict understanding that:
There is a 48 hour waiting period from the date of policy issue before the insurance takes effect as a fraud prevention measure. New Claims requiring inpatient treatment which can be independently verified, can be made within the first 48 hours.
There is no 14 day cooling off period when you are already travelling, so no refund is available in the event you cancel your policy, or return home early.
All Globelink travel insurance policies are available to people who are living in UK or other EU Countries and to Australian, New Zealand and South African Passport holders currently living in the EU.
You can compare some of the different types of policies available below:
Single Trip Travel Insurance is designed for people who take one to two trips a year. Trip durations can vary from as little as a few days to 15 months in length, depending on your age. Choose between Economy cover that provides the basics, to Regular cover, up to Comprehensive, which offers the best cover we provide.
If you are aged under 51 years you can also choose between two Backpackers policies: Globetrekkers Standard and Globetrekkers Standard Plus. These policies offer a budget option for anyone on a longer trip. The cheapest option is Globetrekkers Standard if you do not require cover for your baggage, personal possession, money etc.
Unlike most other provider, Globelink offers Travel Insurance even when you have already left home. You can buy an Already Travelling Policy if you have already started your trip, or forgotten to buy travel insurance, or if your policy has expired. This is subject to the total period outside of your usual country of residence within the EU not exceeding 18 months and also that no claim has previously occurred. For example, if you lost your camera yesterday, you can’t take out this insurance today and make a claim for it!
If you intend to do any Winter Sports while you are away, make sure you take out a Winter Sports Policy that covers the activities that you plan. This offers the same level of cover as Comprehensive insurance, but includes Winter Sporting Activities and Equipment cover. The “Winter Sports” package is available for Single, Annual Multi Trip and for every Area of Travel. This is available for persons up to 65 years old.
See below the comparative table of Excess applicable to different policies according to age bands and types of insurance.
|Type of policy||EXCESS for Cancellation or Curtailment||EXCESS for Emergency Medical Repatriation & Other Expenses||EXCESS for Dental Treatment Limit||EXCESS for Hospital Confinement Benefit|
|Single trip (Regular and Economy)||£100||£100||£40||Nil|
|AMT Up to 65||£75||£75||£50||Nil|
|AMT 66 to 70||£100||£100||£50||Nil|
|AMT 71 to 74||£250||£250||£50||Nil|
|Comprehensive Age up to 65||£75||£75||£50||Nil|
|Comprehensive Age 66 to 70||£100||£100||£50||Nil|
|Comprehensive Age 71 to 79||£250||£250||£50||Nil|
|Comprehensive Age 80 to 89||£300||£300||£50||Nil|
Globelink like to cover all the options for you by offering additional Extra Cover that you can add to your insurance policy:
Our comprehensive policies already provide £3,000 of cover for your baggage and you can top up this cover by adding an additional £1,000 to cover more items. Arrange cover for your laptop, mobile phones, iPads, cameras or video cameras.
Available to Australian, New Zealand and South African passport holders currently living in the UK and EU. This option provides Repatriation to your home country if medically necessary.
Remove the Excess deduction from any claim settlement by opting for excess waiver cover. The higher the excess level of your policy, the more worthwhile this extra is.
If your trip is to attend a special event, make sure you're insured in case the event is cancelled.
Wedding Attire, Wedding Bands limit, Cancellation of Ceremony and/or Reception, Wedding Photography/Photo’s, Wedding Gifts.
Trying cave diving or parachuting? These and many more activities can be easily added to your standard policy.
A special extra for long stay trips that allows you to Travel Home on up to two occasions to your Country of Residence within the EU. So you can pop home for a special event, or if you are missing home, without invalidating your policy.
Protect your own or expensive hired golf equipment and stay insured for golf course closure. Golf pack and Hole-in-One cover are also included.
We already offer £6,000 Cancellation cover per person on our Comprehensive policies, but you can top up your Holiday Cancellation cover over this amount if you need to and safeguard your holiday costs.
Note that Travel Insurance is a “must have” thing for each traveller and it is very important to get the right policy from a respected insurance provider. Thus, you should compare Travel Insurance carefully to get the policy that is right for you.