Excess — this is the amount you are responsible for in the event of a claim. In other words, if you make a claim on your Travel Insurance Policy, the excess is the sum that will be deducted from your claim settlement. For example, if you make a successful claim for £500 and your excess is £75, you will receive £425, because you must fund the first £75 - your excess.
The excess level may vary depending on the Section of cover. For example the Cancellation and Curtailment Section may have a different excess to the Baggage Section, so check the excess levels in each Section.
Tailor your policy by selecting relevant Globelink policy Extras at Step 3 when purchasing your cover online. Or call our travel insurance professionals on 00 44 (0) 1353 699082, who will help you get the right cover to suit your travel plans.Get quote now ?
You can waiver the excess on all sections of the travel insurance policy for a small additional premium if you are aged up to 70 years on an Annual Multi Trip, Comprehensive or Winter Sports Policy option. This means that if you need to make a claim, you have the peace of mind that no excess will be deducted.
Some policies available on the market may offer higher excesses so they are cheaper to purchase, however, in the event of a claim, remember that the excess will be deducted before any settlement. So you may find yourself out of pocket for hundreds of pounds.
Excess Waiver insurance is popular among travellers who want the added peace of mind that no excess will be deducted from any claim they may need to make.
Purchasing Excess Waiver is a good idea to ensure that you avoid any excess deduction in the event of a claim. This additional option provides total peace of mind that you will be fully compensated should an unforseen ilnness or injury, loss of baggage or cancellation of the trip occur without the worry of you having to fund the policy excess.
You can add Excess Waiver cover at Stage 3 of the purchase process if you have selected an Annual Multi Trip, Comprehensive, or Winter Sports Policy and you are aged up to 70 years. This is an inexpensive option that provides you with the added benefit of a nil excess policy.
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