17 February 2009 by Anna Staford
Whether you're riding the waves in Hawaii, wakeboarding in Italy, kite surfing in Sharm el Sheik or bungee jumping in New Zealand, make sure you take out comprehensive travel insurance. Your insurance will need to cover any sports or adventure activities you're undertaking, medical and repatriation costs and any equipment you're carrying.
It's a good idea to think ahead about any unplanned holiday activities such as sports and be covered for all situations - dabbling in a bit of scuba-diving, snowboarding or white water rafting will undoubtedly seem more tempting when you're there.
A recent survey of 18-35-years-olds found that:
Always check that your insurance policy includes any adventure activities, and if not, get extra cover! It's better to be safe than sorry.
Don't break the bank as well as your leg!
Before attempting any strenuous activity, ask yourself if you are fit enough for it? When planning a holiday, try and train beforehand for any sport you might try, whether it's skiing, swimming or even a mild trek. Throwing yourself into a week of energetic activity after months of studying in the library or sitting behind a desk can be a recipe for disaster.
Here are some useful tips for when you're shopping around for your travel insurance: