winter insurance

How to Choose Winter Sports Travel Insurance

09 December 2014 by Anna Staford

Travel Insurance Tips

Most people try to stay at home and put their travel plans aside till the warmer and longer days come back. Others flee from the snow, blizzards and low temperatures to the sunny getaways. But some of us love winter breaks and making the most of skiing, snowboarding, ice skating and many more. It is important, however, to remember that extreme fun may lead to extreme consequences. When partaking in these activities you should definitely consider taking out winter insurance. To get the best cover for your needs, make sure to avoid common pitfalls.

Check off-piste skiing option

Off-piste skiing

Many travel policies do not cover skiing or snowboarding off piste. If you are looking to ski beyond the resort boundaries, read the wording carefully, to check whether you are covered to ski and snowboard off-piste and what terms may apply – for example you may only be covered if you are accompanied by a professional instructor or in a designated area.

Include the cancellation cover

Before deciding what Winter Sports travel insurance to choose, make sure that the policy includes cancellation cover that is enough to cover the pre-paid costs of your trip. This will also have the benefit of covering you from the moment you purchase the policy.

Invest in your health

Helicopter rescue

Choose a policy with good medical repatriation and medical expenses cover, as it tends to be particularly relevant for this type of travelling. Injuries sustained while practicing winter sports may require an airlift via helicopter or repatriation which will be very costly.

Secure your baggage and equipment

Make sure the policy covers baggage, equipment and personal possessions if they get lost, stolen or damaged. This feature is especially crucial for winter trips, as during this season travellers seem to carry more bulky baggage and more fragile equipment.

Protect yourself against capricious winter weather

Cold weather travel

Check if the policy covers missed departure, which happens more often during winter than other seasons. Accidents on the way to the airport, failure of public transport and adverse weather are much more frequent during cold winter months, so make sure you will be covered for missed departure, as well as additional accommodation.

Avoid getting stranded at the airport

If you have arranged your own holiday, rather than booking through a tour operator, check your cover is comprehensive enough for problems such as delayed departure or additional accommodation if you are unable to get home.

Winter sports provide a unique holiday and travel experience compared to any other season. Popular winter sports like skiing, snowboarding, hockey and ice skating boost agility, strength, balance, quickness, but most importantly they boost the fun factor of the trip. However, there is always a chance that fun will be interrupted by a turn of unexpected events. Regardless of your experience and skills, Winter Sports travel insurance is a must have, not an optional.

Read also: Why Winter is the Best Time to Buy Annual Travel Insurance

Planning Your Future Trip?

Join over 20K savvy travellers reading our monthly newsletters!

We accept

We have temporarily stopped selling new policies while we implement important changes to secure continued Covid-19 medical cover for customers, both before and after Brexit.

NEW POLICIES: If your trip hasn’t started, you can buy alternative Travel Insurance from our affiliate partners by CLICKING HERE for transfer to their website.

AMENDING EXISTING POLICIES: Extend your SINGLE TRIP POLICY by contacting us BEFORE your policy expires so you have continual cover.

EXISTING POLICIES: You can AMEND an existing policy by contacting us. Otherwise you don’t need to take any action. Your policy remains valid and in place until it’s expiry date.

We are open and available as usual on: globelink@globelink.co.uk or +44 1353 699 082 and we thank you for your understanding. More info

Leave your email and we will get in touch when new policies are available: