J1 Regular Travel Insurance

Cover for your baggage and money
Exam failure cover
Exceeds J1 Visa Programme medical insurance requirements

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Overview
What’s covered
Policy Wording

Globelink J1 Regular Travel Insurance provides all the essentials and much more. It exceeds the requirements of the US J-1 Visa exchange programme set by the U.S Department of State.

Globelink J1 Regular Key Benefits:

Exceeds J1 Exchange Visitor Visa Programme medical insurance requirements;
Trip durations of up to 12 months;
Wide range of pre-existing medical conditions covered free as standard;
24-hour Emergency Medical assistance;
Return Home Option (add-on Extra);
Trekking to altitudes of up to 3500 metres for free;
Cover for USA and all other countries except your home country;
Over 100 adventure/hazardous activities covered as standard;
No hidden costs.

J1 Regular provides all the cover of our J1 Basic Policy - Cancellation & Curtailment up to £1,500, Emergency Medical Expenses up to £5,000,000, Hospital Benefit, Missed Departure, Personal Liability including Rental Accommodation. Plus extra cover for your Baggage, Personal Money, Legal Expenses, Personal Accident cover up to £10,000, Travel Disruption and Student Exam Failure.

Exam Failure will cover you for additional travel and accommodation expenses incurred by you as a result of needing to return to a European destination to retake public or university exams and then return to your trip destination, provided the policy was issued before you sat your initial exam. We make sure that the J1 student insurance plan specifically meets and exceeds U.S. study program requirements.

J1 Visa Travel – quality cover and peace of mind.

Globelink J1 Visa health insurance covers a wide range of pre-existing medical conditions for free. Diabetes, glaucoma, asthma and many other conditions are in the list of no screen conditions covered by the standard terms of the Globelink J1 Regular Policy.

J1 Regular provides Worldwide cover for people normally resident in the EU, so it's fine if you visit another country during your J1 Visa Exchange Programme trip.

Still have questions?

Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.

J1 Regular

Schedule of Cover and Limits of Indemnity per Insured Person
THIS POLICY IS AVAILABLE TO PEOPLE LIVING IN THE EU PARTICIPATING IN A J1 VISA WORK & STUDY PROGRAMME TO THE USA

	Person Per Section Cover	Maximum Sums Insured Per Person	Excess Per Claim
A	Cancellation or CurtailmentCover for unrecoverable costs and deposits incurred if you are forced to cancel or cut short your trip as a result of specified causes such as death, injury, illness or redundancy. (including Exam Failure Cover)	Up to £1,500 in total	£100
B	Emergency Medical & Other Expenses (including Dental Treatment) Reasonable hospital, medical and other expenses including emergency repatriation costs to your home country within the EU.	Up to £5,000,000 in total Up to £100 in total	£100 £40
B1	Hospital Confinement BenefitCash benefit paid to you for each day you are hospitalized abroad to help towards additional expenses such as and phone calls, magazines etc.	Up to £10 per 24 hours up to a maximum of £500 in total	Nil
C	Personal Accident Death Loss of Limb or Eye Permanent Total Disablement This is a lump sum payment in the event of accidental injury resulting in death, loss of limb or eye or permanent total disablement.	Up to £10,000 in total* Up to £10,000 in total* Up to £10,000 in total* *(£1,500 if under 18)	Nil
D1	Missed DepartureA payment towards the reasonable additional accommodation and travel expenses if you miss the departure of your initial Outward or final Inward international leg on which you are booked to travel, as a result of failure of public transport, accident or breakdown involving your vehicle or ahead of you on a motorway, strike or adverse weather.	Up to £1000 in total	£40
E	Baggage Single Article/Pair/Set Limit Total Valuable Limit Spectacles/Sunglasses Limit Delayed Baggage (Minimum delay of 12 hours) Loss or damage to your personal baggage providing you take proper care to safeguard your property at all times. The any one article and valuables limit are as specified. We recommend that any expensive valuables such as ipads, cameras, phones etc. are separately insured under an All Risks policy.	Up to £1,000 in total Up to £150 in total Up to £150 in total Up to £150 in total Not Insured	£40 £40 £40 £40
F	Personal Money Passport & Documents Cover for personal money and documents, including the unused portion of passports, visas and driving licences.	Up to £250 in total Up to £250 in total	£40 £40
H	Personal Liability (including Rental Acommodation Limit) Cover if you become legally liable to pay compensation arising from you causing bodily injury, to certain people, or damage to rented accommodation. This section does not extend to the use of any type of vehicle or craft, or anything related to any work or business.	Up to £2,000,000 in total Up to £100,000 in total	£250 £250
I	Legal Expenses & AssistanceCosts and expenses incurred in pursuit of claims arising out of your death bodily injury or illness.	Up to £5,000 in total	£250

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Important: Your Cover and Coronavirus

J1 Regular Travel Insurance

Globelink J1 Regular Key Benefits:

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J1 Regular

Travel Insurance

Policy Wording for Policies issued to UK residents (living in the UK only) from 30th Dec 2020 onwards

Policy Wording for Policies issued to UK residents (living in the UK only) from 29th Oct - 29th Dec 2020

Policy Wording for Policies issued to UK residents (living in the UK only) from 1st Oct - 28th Oct 2020

Policy Wording for Policies issued to UK residents (living in the UK only) from 1st Feb – 10th August 2020

Policy Wording for STAYCATION Policies issued to UK residents from June 2021 onwards