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Hazardous Pursuits

This will also include Category 1, 2 & Category 3 activities

In addition to cover for Category 1 and 2 activities you can extend cover to the Category 4 activities below that will be covered under your insurance policy if you have paid the appropriate additional premium and this has been noted on your policy schedule, subject to the terms, conditions and exclusions within this policy. Please note the restrictions that apply to individual Activities and note that the following restrictions apply to all Activities shown below.

All Activities must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/organised activity led or instructed by professional guides or organisers.

All Activities have NO cover under “Section C – Personal Accident” of Policy Wording and NO cover under “Section H – Personal Liability.”

  • Category 4 activities/hazardous pursuits

    Additional Premium of £70 / £500 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

  • American Football
    Covered
  • With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • Cave Diving
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • Canyoning
    Maximum Grade 5. Protective gear must be worn.
  • Flying
    Flying - recreational flying as a pilot (if current appropriate licence held).
  • Gliding/Hang Gliding
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • High Diving
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • Ice Hockey
    Covered
  • Luging/Tobogganing
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • Covered
  • Pot Holing
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • Scuba diving up to max 50metres. Providing PADI/BSAC Certificate of Proficiency held otherwise no cover. Subject to endorsement in Appendix C.
  • Shooting/Hunting
    With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
  • With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.

We accept